FILE - In this July 1, 2020, file photo, Instacart worker Saori Okawa loads groceries into her car for home delivery in San Leandro, Calif. There are plenty of jobs in the gig work arena. To stay safe and find the right fit, evaluate the risks, expand your search beyond the obvious roles and calculate how much you’ll really make after taking expenses such as fees and insurance into account. (AP Photo/Ben Margot, File)