FILE- In this July 21, 2010 file photo, President Barack Obama signs the Dodd-Frank Wall Street Reform and Consumer Protection financial reform bill at the Ronald Reagan Building in Washington. Standing behind Obama, from left, Vice President Joe Biden, Senate Majority Leader Harry Reid D-Nev., Rep. Maxine Waters, D-Calif., Rep. Mel Watt, D-N.C., Sen. Chris Dodd, D-Conn., Rep. Gregory Meeks, D-N.Y., Rep. Barney Frank, D-Mass, and Rep. Dennis Moore, D-Kan. Six years after the collapse of Lehman Brothers, the lessons of the financial crisis may already be fading from memory. (AP Photo/Charles Dharapak, File)